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800.611.3004

Risk Management

 

 

Why?

Because most view risk management as simply buying an insurance product. Unfortunately, insurance itself is not designed nor intended to cover every possible risk a business faces. Due to that fact, we have a unique and diagnostic approach to help our clients uncover and mitigate loss exposures.

 

Beyond Insurance

We realize that an insurance policy alone can not prevent a serious property loss. Insurance certainly cannot prevent a liability lawsuit, nor can it prevent your employees from being injured on the job. Our goal is to identify exposures, some of which are insurable, some of which are not. True risk management requires developing strategies and processes to reduce your company’s exposures before something happens. Ultimately, this proactive approach reduces your risk profile and therefore directly affects your bottom line.
Unfortunately for most middle market companies, the insurance transaction is trusted as the sole risk management technique. However, large companies often have a full time Risk Manager or CRO whom is able to address company risk on a 24/7 basis.
Our job is to help middle market companies address the internal void of not having a full time risk manager. In addition to insurance, we look at the policies, processes and procedures outside of insurance that can positively or negatively affect the overall risk of a company. By doing so, we can reduce our clients’ cost of risk.

 

The BRIA PROCESS

This process looks different for each company that we assist. It is a four step process that is fundamentally proactive in its approach. Here, we briefly examine the four steps.

  • Discovery — This phase begins by understanding the fundamentals of your business by indentifying its exposures.
  • Strategy — We work directly with your company to develop personalized strategies and recommendations to manage your risk.
  • Implementation — We help put the strategies to work, mitigating risk along the way.
  • Monitor — We make sure the strategies put in place are working and effective. We change them as needed.

Our Location

BRIA Insurance & Risk Consultants

9015 Mountain Ridge Drive, Suite 350
Austin, TX 78759
Main office: 512-343-1106
Toll free: 800-611-3004

Our Providers

We have been using BRIA as our insurance provider for over twenty years and have been very pleased with their service and expertise in handling all of our claims. We have been approached by other companies and BRIA has continued to deliver better service and more.
Ralph E. Wilson - Wilson Roofing
Many thanks again for the turkey and the wine for me. So often, I get forgotten in the shuffle. You are the best insurance agent I have ever seen. Bill and Dee Dee and Dawn are so prompt.
Pat Turner - Ideal National Mechanical
Since the inception of SunTerra Landscape Services in 2005, we've partnered with John Buchanan and BRIA. Over that time, they have come to be trusted advisors and, probably more importantly, advocates on our behalf. BRIA helps me understand the strengths and weaknesses of each carrier.
Chris Carmouche - SunTerra Landscape Systems
We've worked with BRIA Insurance and Risk Consultants for several years and have been very pleased with their professionalism, service and thorough approach to assessing areas of potential risk in our operations.
Kevin Kelleher San Luis Spirits
We have used BRIA for our overall insurance needs for almost 20 years and really appreciate all of the comparisons they give us. Our professional liability has always been somewhat of a problem because of the area of our practice and they have worked very hard.
Jean Nelle Ray, Wood & Bonilla
I have enjoyed doing business with BRIA since the late 60s. I consider Bill a man of high integrity and have enjoyed seeing his business grow to serve more clients with new services. BRIA has worked to create a good value and excellent service.
Michael N. Hart, P.E. Energy Engineering Associates
The level of service our company receives from BRIA is consistently fast, friendly, efficient, and reliable. I never hesitate to call for advice because talking to my agent at BRIA is more like talking to a friend.
Linda - RZ Communications
BRIA has been our insurance broker for over 15 years. They are not only the best brokers, but have become our best friends. The staff is professional, responsive and extremely knowledgeable of the insurance market. BRIA does a fantastic job of assessing our needs, going above and beyond.
TGB Partners