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HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, BRIA Insurance & Risk Consultants can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at BRIA Insurance & Risk Consultants today to learn more about how an HSA can benefit you.

Our Location

BRIA Insurance & Risk Consultants

9015 Mountain Ridge Drive, Suite 350
Austin, TX 78759
Main office: 512-343-1106
Toll free: 800-611-3004

Our Providers

We have been using BRIA as our insurance provider for over twenty years and have been very pleased with their service and expertise in handling all of our claims. We have been approached by other companies and BRIA has continued to deliver better service and more.
Ralph E. Wilson - Wilson Roofing
Many thanks again for the turkey and the wine for me. So often, I get forgotten in the shuffle. You are the best insurance agent I have ever seen. Bill and Dee Dee and Dawn are so prompt.
Pat Turner - Ideal National Mechanical
Since the inception of SunTerra Landscape Services in 2005, we've partnered with John Buchanan and BRIA. Over that time, they have come to be trusted advisors and, probably more importantly, advocates on our behalf. BRIA helps me understand the strengths and weaknesses of each carrier.
Chris Carmouche - SunTerra Landscape Systems
We've worked with BRIA Insurance and Risk Consultants for several years and have been very pleased with their professionalism, service and thorough approach to assessing areas of potential risk in our operations.
Kevin Kelleher San Luis Spirits
We have used BRIA for our overall insurance needs for almost 20 years and really appreciate all of the comparisons they give us. Our professional liability has always been somewhat of a problem because of the area of our practice and they have worked very hard.
Jean Nelle Ray, Wood & Bonilla
I have enjoyed doing business with BRIA since the late 60s. I consider Bill a man of high integrity and have enjoyed seeing his business grow to serve more clients with new services. BRIA has worked to create a good value and excellent service.
Michael N. Hart, P.E. Energy Engineering Associates
The level of service our company receives from BRIA is consistently fast, friendly, efficient, and reliable. I never hesitate to call for advice because talking to my agent at BRIA is more like talking to a friend.
Linda - RZ Communications
BRIA has been our insurance broker for over 15 years. They are not only the best brokers, but have become our best friends. The staff is professional, responsive and extremely knowledgeable of the insurance market. BRIA does a fantastic job of assessing our needs, going above and beyond.
TGB Partners