Convenience & Grocery Stores

Property Coverages Building

  • Building
  • Canopy
  • Gas Pumps
  • Underground tanks & Piping
  • Car wash bays
  • Appurtenant Structures
  • Permanently installed machinery and equipment
  • Exterior Glass

Business Personal Property

  • Furniture, fixtures, machinery, equipment & stock
  • Improvements you’ve made as a tenant
  • Outdoor signs

Business Income

  • No waiting period
  • Ordinary payroll with options to increase 360 days
  • Actual loss sustained is included
  • Increased period on indemnity
  • Extra Expense – Actual Loss Sustained

Additional Coverages

  • Back up of sewer and drain water
  • Increased cost of construction
  • Spoilage from power outage
  • Equipment Breakdown

Increased limit coverage options

  • Crime coverage
  • Employee dishonesty
  • Property in transit

Liability Coverages

  • PST/UST for TCEQ Compliance (Pollution Liability for underground storage tanks)
  • Premises/operations
  • Personal and advertising injury
  • Tenants property damage legal ability
  • Products/ completed operations
  • Medical payments/ sub limits
  • General aggregate limit applies per premises
  • Automatic “additional insured” status for those specified
  • Liquor liability
  • Hired and non-owned auto

Life & Health

  • Life
  • Medical
  • Dental
  • Vision
  • Disability

Other Coverages

  • Ordinance or law
  • Retail PLUS Endorsement
  • Pollution clean-up and removal
  • Group Occupational Accident
  • Workers Compensation
  • Umbrella
  • Management liability
  • Cyber liability
  • Transit


Our Location

BRIA Insurance & Risk Consultants

4601 Spicewood Springs Rd
Building 2, Suite 200
Austin, TX 78759
Main office: 512-343-1106
Toll free: 800-611-3004

Our Providers

We have been using BRIA as our insurance provider for over twenty years and have been very pleased with their service and expertise in handling all of our claims. We have been approached by other companies and BRIA has continued to deliver better service and more.
Ralph E. Wilson - Wilson Roofing
Many thanks again for the turkey and the wine for me. So often, I get forgotten in the shuffle. You are the best insurance agent I have ever seen. Bill and Dee Dee and Dawn are so prompt.
Pat Turner - Ideal National Mechanical
Since the inception of SunTerra Landscape Services in 2005, we've partnered with John Buchanan and BRIA. Over that time, they have come to be trusted advisors and, probably more importantly, advocates on our behalf. BRIA helps me understand the strengths and weaknesses of each carrier.
Chris Carmouche - SunTerra Landscape Systems
We've worked with BRIA Insurance and Risk Consultants for several years and have been very pleased with their professionalism, service and thorough approach to assessing areas of potential risk in our operations.
Kevin Kelleher San Luis Spirits
We have used BRIA for our overall insurance needs for almost 20 years and really appreciate all of the comparisons they give us. Our professional liability has always been somewhat of a problem because of the area of our practice and they have worked very hard.
Jean Nelle Ray, Wood & Bonilla
I have enjoyed doing business with BRIA since the late 60s. I consider Bill a man of high integrity and have enjoyed seeing his business grow to serve more clients with new services. BRIA has worked to create a good value and excellent service.
Michael N. Hart, P.E. Energy Engineering Associates
The level of service our company receives from BRIA is consistently fast, friendly, efficient, and reliable. I never hesitate to call for advice because talking to my agent at BRIA is more like talking to a friend.
Linda - RZ Communications
BRIA has been our insurance broker for over 15 years. They are not only the best brokers, but have become our best friends. The staff is professional, responsive and extremely knowledgeable of the insurance market. BRIA does a fantastic job of assessing our needs, going above and beyond.
TGB Partners